Date of Posting: April 20, 2025
Arc Advantage Financial (“Company,” “we,” “us,” or “our”) provides referrals for debt consolidation through our debt services registration (“Services”) and related content to you through this website (“Site”) and through our mobile applications and related technologies (collectively “Mobile Apps”). Your access to and use of the Service is subject to the terms and conditions contained in these Terms of Use (as amended from time to time, the “Terms”). By accessing, browsing, or registering on our Site or Mobile Apps, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not accept these Terms, you are not authorized to access, review, or register for Services.
PLEASE READ THESE TERMS CAREFULLY, AS THEY CONTAIN AN AGREEMENT TO ARBITRATE ANY CLAIMS BETWEEN US, A WAIVER OF CLASS ACTION PARTICIPATION AND LIMITATIONS ON OUR LIABILITY AND DAMAGES, AND YOU MAY NOT BE ABLE TO HAVE ANY CLAIMS YOU HAVE AGAINST US RESOLVED BY A JURY OR IN A COURT OF LAW.
SERVICES Our service provides consumer registrations to various home service or product providers participating in our network (the “Providers”). To use the Service, you must complete an online request form (“Request Form”) providing truthful personal information about you, including your name, address, telephone number, and email address. Please review our posted Privacy Policy to understand how we will collect, use, and store your personal information. The terms of the Privacy Policy are incorporated into and considered a part of these Terms. Our Services are free to you. We are not affiliated with any third-party advertisers. If you are redirected to a third-party site, review their terms and privacy policy as they may differ from ours.
We may change any information, features, or functions of the Service without prior notice. We may deny you access to all or part of the Service without prior notice if we, in our sole discretion, believe you have violated these Terms or engaged in conduct that may cause harm. We are not responsible for any delays in service caused by incorrect Request Form information or by technical problems beyond our control.
YOUR OBLIGATIONS You represent that the information you provide is accurate and truthful. Misrepresentation may result in suspension or termination of your use of the Service.
You may not use the Site in any way that is unlawful, infringes on the rights of others, or is prohibited by these Terms. Prohibited activities include:
- Violating intellectual property rights
- Transmitting malicious or objectionable content
- Engaging in fraudulent or harmful behavior
- Interfering with the Site’s functionality
- Using bots or scraping tools without authorization
INTELLECTUAL PROPERTY RIGHTS All content on the Site, including software, graphics, and trademarks, is our property or licensed to us and protected by law. You are granted a limited license to access and use the Site for personal, non-commercial purposes. No part of the Site may be reproduced or used without our express permission.
DISCLAIMERS AND LIMITATIONS OF LIABILITY The Site and Services are provided “AS IS.” We disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We are not responsible for any damages resulting from use of the Site or Service.
We do not endorse any specific Provider. You agree that your interactions with Providers are solely between you and them, and we are not liable for any outcome.
INDEMNITY You agree to indemnify and hold harmless Arc Advantage and its affiliates from any claims, losses, liabilities, or expenses (including attorney’s fees) arising from your use of the Site or Service or violation of these Terms.
ARBITRATION You agree that any disputes will be resolved through binding arbitration on an individual basis and not as a class action. Arbitration will be conducted in accordance with the American Arbitration Association’s rules. Both parties waive the right to a jury trial.
SMS TERMS AND CONDITIONS By providing your phone number, you consent to receive SMS communications from us. These may include messages about your account or promotional content. You can opt out at any time by replying “STOP.” Message and data rates may apply.
CHANGES TO SITE AND TERMS We may update the Site or these Terms at any time without notice. Your continued use of the Site constitutes acceptance of any changes.
GOVERNING LAW These Terms are governed by the laws of the State of Florida. Any unenforceable provision will be modified to reflect the parties’ intent and all other provisions shall remain in effect.
ELECTRONIC SIGNATURES AND DISCLOSURES By submitting your information through the Site, you consent to receive communications and agreements electronically. These electronic records will be binding as if signed on paper.
CONTACT INFORMATION Arc Advantage Financial LLC 433 Central Ave, Suite 400 St. Petersburg, FL 33701 Email: info@arcadvantage.io Phone: 1-888-302-8476